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MoneyLion offers loans up to $1,000 without a credit check, appealing to those with poor credit. However, the company has faced legal issues, with the Federal Trade Commission suing it for alleged deceptive practices. A 2023 review of MoneyLion Credit Builder Plus Loan highlights pros and cons, warning consumers to research thoroughly before obtaining a loan. Despite claims of being a legitimate service, some users question if MoneyLion is a scam, emphasizing the importance of caution when considering its services.

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